Was the loss of territory the most important effect of the Treaty of Versailles on Germany in the years 1919–22? Explain your answer.

I would begin by asking the student to explain the loss of territory involved in the Treaty of Versailles (Alsace & Lorraine to France, Eupen and Malmady to Belgium, Rhineland demilitarised, Lost all of its colonies etc.). I would then ask the student to think of at least two other effects of the Treaty of Versailles and then measure their significance versus the territorial losses. For example the economic impact in the form of reparation payments to France was hugely significant in the creating disdain and discontent within Germany. Another effect may include the growth in political opposition to the Weimar Republic. Ultimately, Versailles played a role in the rise of the National Socialist Workers Party.
It is important with this question for the student to evaluate each of these effects. By weighting their answer in terms of the most significant to least significant, this shows an ability to engage and critically analyse with the question. Furthermore, the student shouldn't just describe the various effects, but instead highlight the knock-on effect from 1919-1922. For example, reparation payments drastically affected Germany's economy, leading to the Kapp Putsch in 1920.